Alabama- Life & Health Insurance Plans Policies

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50
In addition: A State filing fee of $1.00 per credit hour will be added to the total

Pricing based on total number of
hours in order.

Approved For:

  • Life and Health

Credit Hours
20

Course Type
Online

DOI Number
14502

Publisher
FastrackCE, LLC

State
Alabama

State
State CE Requirements

CE Course Description

Together, life and health insurance are a huge part of the insurance industry as a whole—and a key part of our society’s safety net. As an insurance agent, you’ll sell life and health insurance to businesses large and small as well as individuals. Life and health insurance sales can be highly rewarding—and profitable.

This comprehensive course is approved for continuing education credit hours. It provides a thorough overview of life and health insurance—how the policies work, typical provisions, and laws and regulations affecting their sale. You’ll gain the in-depth understanding you need to serve as an expert resource to businesses and individuals—and build a thriving business as a Life & Health agent. Topics covered include:

  • Whole, term, permanent, and universal life insurance
  • Group, business, and survivorship life insurance
  • Variable products
  • Retirement plans
  • Health insurance plans and policies
  • HMO’s and PPO’s
  • COBRA and medical savings plans
  • Social health insurance
  • Workers’ Compensation
  • HIPAA and insurance law
  • Insurance fraud and ethics

This course is available in an easy-to-download online format. Study on your own time, in the comfort of your home or office—and meet your continuing education requirements while managing a full-time work schedule. Download this course today—and get started building your Life and Health expertise.

Required CE Hours for Renewal in Alabama

  • All License

    • 24 hours of CE biennially, which must include at least 3 hours of ethics.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a one time only 8 hour Department of Insurance certified course
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • CE completions are submitted electronically the next business day after a passing completion is acquired. A fee of $1.00 will be charged for processing of your credit hours for each course taken and will be added to your check out total.

License Term

  • Individual Agents licenses are renewed in the Producer’s birth month biennially based on the producer’s birth year. Agents born in odd years will renew in odd years. Agents born in even years will renew in even years .

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams MUST be monitored by a disinterested third party.
  • Final exams are CLOSED book.
  • A passing grade of at least 70% required to pass the course.

Carryover CE Hours

  • A total of 24 CE credits may be carried over from one term to another.

Repeating Courses

  • Courses may NOT be taken for credit more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates do not need to be mailed to the Alabama Department of Insurance.

Exemptions

  • Nonresident agents in good standing in their home state.
  • Adjusters
  • Agents who have been licensed less than 12 months at the time of the first renewal date.
  • Producers licensed in this state for 15 years and at least 60 years of age. (Both of these criteria must be satisfied to claim this exemption.)

Alabama Department of Insurance

Producer Licensing
Phone: 334-241-4126
Fax: 334-240-3282
Email: ProducerLicensing@insurance.alabama.gov

Mailing Address:
Alabama Department of Insurance
P O Box 303351
Montgomery, AL 36130-3351

Web site: Alabama Department of Insurance