Alabama- Long Term Care Refresher

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50
In addition: A State filing fee of $1.00 per credit hour will be added to the total

Pricing based on total number of
hours in order.

Approved For:

  • Life and Health
  • Long Term Care

Credit Hours
4

Course Type
Online

DOI Number
14504

Publisher
FastrackCE, LLC

State
Alabama

State
State CE Requirements

CE Course Description

The Long-Term Care insurance market is constantly changing. With a growing number of states linking LTC insurance with Medicaid through Long-Term Care Partnership programs, the sale of LTC insurance is growing in complexity—and new regulations change the landscape every year.

Brush up on your expert knowledge of Long-Term Care insurance—and offer your clients the most up-to-date information possible regarding the options available to them. This course provides an in-depth look at the most current state of the Long-Term Care insurance market, with a thorough overview of current rules and regulations. Topics covered include:

  • The LTC insurance market today.
  • State LTC Partnership programs: how they work.
  • Current consumer protection laws.
  • State and federal regulations affecting the sale of Long-Term Care insurance.
  • Long-term care providers and services.
  • Minimum standards for home care.
  • Consumer protection legislation
  • Current alternatives to Long-Term Care insurance.

This course is available in convenient online format—allowing you to study on your own time and receive test results immediately after completion. Meet your state’s insurance continuing education requirements quickly and easily—and receive the same relevant, rigorous instruction you’d find in a traditional classroom program. Order this course today and refresh your knowledge of the Long-Term Care insurance market.

Required CE Hours for Renewal in Alabama

  • All License

    • 24 hours of CE biennially, which must include at least 3 hours of ethics.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a one time only 8 hour Department of Insurance certified course
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • CE completions are submitted electronically the next business day after a passing completion is acquired. A fee of $1.00 will be charged for processing of your credit hours for each course taken and will be added to your check out total.

License Term

  • Individual Agents licenses are renewed in the Producer’s birth month biennially based on the producer’s birth year. Agents born in odd years will renew in odd years. Agents born in even years will renew in even years .

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams MUST be monitored by a disinterested third party.
  • Final exams are CLOSED book.
  • A passing grade of at least 70% required to pass the course.

Carryover CE Hours

  • A total of 24 CE credits may be carried over from one term to another.

Repeating Courses

  • Courses may NOT be taken for credit more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates do not need to be mailed to the Alabama Department of Insurance.

Exemptions

  • Nonresident agents in good standing in their home state.
  • Adjusters
  • Agents who have been licensed less than 12 months at the time of the first renewal date.
  • Producers licensed in this state for 15 years and at least 60 years of age. (Both of these criteria must be satisfied to claim this exemption.)

Alabama Department of Insurance

Producer Licensing
Phone: 334-241-4126
Fax: 334-240-3282
Email: ProducerLicensing@insurance.alabama.gov

Mailing Address:
Alabama Department of Insurance
P O Box 303351
Montgomery, AL 36130-3351

Web site: Alabama Department of Insurance