Delaware- Ethics in Insurance

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50

Pricing based on total number of
hours in order.

Approved For:

  • All Licenses

Credit Hours
3

Course Type
Online

DOI Number
27940

Publisher
FastrackCE, LLC

State
Delaware

State
State CE Requirements

CE Course Description

To practice ethically in today’s insurance market, you need more than good intentions. You need the specific tools and knowledge necessary to recognize and resolve ethical dilemmas with integrity—and in full compliance with regulations set forth by the industry and the government.

This course satisfies ethics continuing education requirements for Life and Health as well as Property / Casualty agents and producers in most states (some states still require the ethics course to be taken in a classroom). It’s designed to provide insurance professionals with the expertise needed to handle complex ethical issues that arrive within the course of their work—as well as fulfilling insurance continuing education requirements.

Topics covered in this course include:

  • Ethics and fraud legislation at the federal level.
  • Consumer protection laws in multiple states.
  • Fair credit scoring.
  • Ethical sales, claims, and underwriting procedures.
  • Fair market conduct for insurance agents and producers.
  • Fiduciary duties.
  • Consumer privacy laws and regulations.
  • Product suitability for individual buyers.

This continuing education course in insurance ethics is offered in a convenient online format. Simply download the PDF and get started—and get your test results as soon as you finish. With online continuing education, you can complete your requirements quickly and easily—without waiting for test results or scheduling classes around a busy work and family life. Download this course on continuing ethics today—and increase your awareness of ethical issues within the insurance industry.

Required CE Hours for Renewal in Delaware

  • All Agents

    • 24 hours of CE biennially, which must include at least 3 hours of ethics.
  • All Public Adjusters and Fraternal Producers

    • 12 hours of CE biennially, which must include at least 3 hours of ethics.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a 3 hour Delaware Department of Insurance certified course every two year renewal term.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 2-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • CE completions are submitted electronically the next business day after a passing completion is acquired.

License Term

  • Resident agents are required to complete credits by the last day of February of even numbered years. Each biennial license period shall commence on March 1st and end on the last day of February of even numbered years.
  • Nonresident agents are required to complete credits by the last day of February of odd numbered years. Each biennial license period shall commence on March 1st and end on the last day of February of odd numbered years.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams do not have to be monitored.
  • Final exams are open book.
  • A passing grade of at least 70% required to pass the course.

Carryover CE Hours

  • Only 5 CE credit hours may be carried over from one term to another. Excess LTC and ethics hours will be counted as general education hours.

Repeating Courses

  • Courses may not be taken for credit more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed and kept on file.

Exemptions

  • Limited Lines Producers writing consumer credit, title, crop/hail, surety and car rental insurance.
  • Limited Lines Producers licensed under 18 Del. C. 1707(b)(2) for life insurance or annuity products used solely to fund pre-need arranged funeral program.
  • Nonresident adjusters and Nonresident public adjusters.
  • Resident adjusters licensed solely for surety and/or Marine & Transportation

Delaware Department of Insurance


Phone: 302-674-7300
Continuing Education: 302-674-7393 Fax: 302-739-5280
Email: stacy.washburn@state.de.us

Mailing Address:
Delaware Department of Insurance
Licensing Division
841 Silver Lake Blvd.
Dover, DE 19904

Web site: Delaware Department of Insurance