Delaware- Long Term Care Partnership Training

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50

Pricing based on total number of
hours in order.

Approved For:

  • All Licenses

Credit Hours
8

Course Type
Online

DOI Number
43667

Publisher
FastrackCE, LLC

State
Delaware

State
State CE Requirements

CE Course Description

This course satisfies requirements for 8-hour Long-Term Care insurance education required to earn a license to sell LTC insurance. Its primary focus is LTC Partnership programs that allow those with approved LTC insurance policies to qualify for Medicaid coverage after their LTC coverage has been exhausted. These partnerships provide much-needed coverage to individuals in 21 states nationwide.

Long-Term Care insurance plays a vital role in assuring our elderly can pay for much-needed care. It covers gaps in Medicare and private insurance coverage, ensuring that individuals and families can pay for care without having to take drastic financial steps or suffer huge losses. Because of its importance to customers, Long-Term Care agents and producers must ensure the products they sell are appropriate for each individual. Topics covered in this course include:

  • Long-Term Care Partnerships: how they work.
  • Available services and providers.
  • Medicaid and other government-sponsored coverage.
  • Ethical and suitability issues associated with Long-Term Care insurance.
  • Products and policies.

This course is designed to help Life and Health agents enhance their professional development—and qualify for licensure to sell Long-Term Care insurance. It’s available in convenient online format, allowing students to fit their studies around full-time professional and family obligations. Download this course today, get started earning licensure—and get your test results immediately upon completion.

Required CE Hours for Renewal in Delaware

  • All Agents

    • 24 hours of CE biennially, which must include at least 3 hours of ethics.
  • All Public Adjusters and Fraternal Producers

    • 12 hours of CE biennially, which must include at least 3 hours of ethics.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a 3 hour Delaware Department of Insurance certified course every two year renewal term.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 2-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • CE completions are submitted electronically the next business day after a passing completion is acquired.

License Term

  • Resident agents are required to complete credits by the last day of February of even numbered years. Each biennial license period shall commence on March 1st and end on the last day of February of even numbered years.
  • Nonresident agents are required to complete credits by the last day of February of odd numbered years. Each biennial license period shall commence on March 1st and end on the last day of February of odd numbered years.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams do not have to be monitored.
  • Final exams are open book.
  • A passing grade of at least 70% required to pass the course.

Carryover CE Hours

  • Only 5 CE credit hours may be carried over from one term to another. Excess LTC and ethics hours will be counted as general education hours.

Repeating Courses

  • Courses may not be taken for credit more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed and kept on file.

Exemptions

  • Limited Lines Producers writing consumer credit, title, crop/hail, surety and car rental insurance.
  • Limited Lines Producers licensed under 18 Del. C. 1707(b)(2) for life insurance or annuity products used solely to fund pre-need arranged funeral program.
  • Nonresident adjusters and Nonresident public adjusters.
  • Resident adjusters licensed solely for surety and/or Marine & Transportation

Delaware Department of Insurance


Phone: 302-674-7300
Continuing Education: 302-674-7393 Fax: 302-739-5280
Email: stacy.washburn@state.de.us

Mailing Address:
Delaware Department of Insurance
Licensing Division
841 Silver Lake Blvd.
Dover, DE 19904

Web site: Delaware Department of Insurance