Idaho- Idaho Long Term Care Refresher

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50
In addition: A State filing fee of $1.00 per credit hour will be added to the total

Pricing based on total number of
hours in order.

Approved For:

  • Life and Health
  • Long Term Care

Credit Hours
4

Course Type
Online

DOI Number
3183141

Publisher
FastrackCE, LLC

State
Idaho

State
State CE Requirements

CE Course Description

In the next 15 years or so, the elderly population in Idaho is expected to increase rapidly. It’s projected to nearly double from 1995 to 2025, from 11.4% to 21.5%. As the population of Idaho ages, preparing for long-term care costs is going to be critical—both for individuals and the infrastructures that serve them.

Because Medicare doesn’t usually cover long-term care costs, many seniors will have to purchase long-term care insurance. Sales of long-term care insurance are expected to boom along with senior populations. This course is designed for Life and Health producers interested in making knowledgeable, ethical long-term care insurance a cornerstone of their practice.

This course meets the Idaho Department of Insurance’s regulations for continuing education for resident producers. The regulations require long-term care producers to complete eight hours of initial training and four hours of continuing education every two years afterward. Topics covered in this course include:

  • Long-term care insurance: how it works
  • Possibilities for funding long-term care costs.
  • Government-sponsored health care options, including MedicAid.
  • Ethical issues relevant to long-term care insurance
  • Idaho’s Long-Term Care Partnership policies—and how they affect public and private coverage.
  • Suitability of long-term care insurance.

This course is available as a downloadable PDF, so you don’t have to wait to get your course materials or see the results of your test. Order this course today to get started meeting your continuing education requirements.

Required CE Hours for Renewal in Idaho

  • All License

    • 24 hours of CE biennially, which must include at least 3 hours of ethics.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a one time only 8 hour Department of Insurance certified course
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • CE completions are submitted electronically the next business day after a passing completion is acquired. A fee of $1.00 will be charged for processing of your credit hours for each course taken and will be added to your check out total.

License Term

  • Individuals: The renewal term of the license is every 2 years based upon the agents birth month.
  • Businesses: The renewal term of the license is every 2 years based upon the issuance date.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams do not need to be monitored.
  • Final exams are open book.
  • A passing grade of at least 70% required to pass the course.

Carryover CE Hours

  • CE credits may NOT be carried over from one term to another.

Repeating Courses

  • Courses may NOT be taken for credit more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed and kept on file.

Exemptions

  • A nonresident agent who is in good standing in their home state.
  • Agent that are in an inactive status.
  • Independent adjusters.

Idaho Department of Insurance


Phone: 208-334-4250
Fax: 208-334-4398
Email: DOI Email

Mailing Address:
Idaho Department of Insurance
700 West State Street, Third Floor
Boise, ID 83720-0043

Web site: Idaho Department of Insurance