Nevada- FEMA-Flood Insurance Made Simple

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50
In addition: A State filing fee of $1.00 per credit hour will be added to the total

Pricing based on total number of
hours in order.

Approved For:

  • Property and Casualty

Credit Hours
4

Course Type
Online

DOI Number
15510

Publisher
FastrackCE, LLC

State
Nevada

State
State CE Requirements

CE Course Description

Flooding is the nation's #1 natural disaster. In just the past 10 years (1996-2005), annual flood losses in the United States averaged $2.4 billion per year. Currently nearly 5 million policyholders are protected with flood insurance policies; however many more homeowners remain at risk.

Due to its catastrophic nature, flood damage is excluded in homeowners’ insurance policies.

Many homeowners mistakenly believe they are covered for flood losses, when in fact they must purchase flood insurance through FEMA and the National Flood Insurance Program (NFIP) in order to have such coverage.

NFIP policies are sold by property insurance agents, which means a producer must be up to date on the National Flood Insurance Program, its coverage, conditions and more. This is the purpose of the online continuing education course, Flood Insurance Made Simple.

This self-study CE course begins with a discussion of flooding and the disastrous damage it can cause, including:

  • Definition of flooding and its causes;
  • Who is at risk of flood damage; and
  • Misconceptions about FEMA’s Natural Disaster relief.

From there, we delve into the National Flood Insurance Program:

  • Flood coverage
  • Definition of Flood Zones
  • Low, Moderate and High Risk Flood Zones
  • How to buy a flood insurance policy
  • Underwriting
  • Community rating
  • Choosing a deductible
  • What is insured against flood damage; and
  • How flood damage is valued.

A large portion of this online CE course examines flooding in general – including specific cases of flooding and the damage caused. It is important for property insurance agents to be able to convey to homeowners that everyone is at risk for flood damage. Therefore, we make a significant effort to inform agents on:

  • Flood misconceptions
  • How floods can happen anywhere
  • Causes of flooding
  • Why homeowners cannot rely on disaster relief from the federal government; and

This continuing education course explores and describes the key elements of floods, flooding, and insuring against them through flood Insurance in general and the National Flood Insurance Program (NFIP) in specific. This concise study of floods and flood insurance provides students with interesting, informative, and applicable facts, figures, and real life examples of what Mother Nature dishes out. It also points out what people can and should do to deal and cope with the devastating consequences of floods. This CE course may satisfy the state CE requirement for NFIP (please check with your state to confirm the flood course requirements).

Required CE Hours for Renewal

  • All Licenses (except Adjusters)

    • Complete a minimum of 30 approved credit hours for that license type per each two-year license term, including three hours of ethics continuing education training.
  • Adjusters

    • Complete a minimum of 15 approved credit hours for that license type per each two-year license term, including two hours of ethics continuing education training.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a one time only 8 hour Department of Insurance certified course
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • CE completions are submitted electronically to Sircon the next business day after a passing completion is acquired.

License Term

  • License term is every two years on the last day of the licensed agents birth year either odd or even. Agents born in even years are required to complete the CE hours in even numbered years. Agents born in odd numbered years are required to complete the CE house in odd numbered years.
  • Public Adjuster terms end 12/31 every even numbered year.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Exams need to be monitored by disinterested, non-related third party.
  • Final exams are closed book.

Carryover CE Hours

  • CE credits can not be carried over to a new license term.

Repeating Courses

  • Courses may not be taken more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed and kept on file for 5 years.

CE Exemptions

  • Agents who have an independent adjuster license.
  • Agents who hold only a bail bonds, mortgage guarantee, viatical license.
  • Agents currently on active military duty.
  • Nonresident agents who are actively licensed in their home state.

Roster Fee

  • A fee of $1.00 fee will be charged for processing of your credit hours for each course taken and will be added to your check out total.

Additional Information

Third Party Contact: Sircon
Phone: 877-876-4430
Fax: 404-656-0874

Web Site: Sircon

Nevada Division of Insurance

Web site: Nevada Department of Insurance


Northern Nevada, Please Contact

Carson City Office
Phone: (775) 687-0700
` Fax: (775) 687-0787
1818 E. College Pkwy., Suite 103
Carson City, NV 89706
Email: cscc@doi.state.nv.us

Southern Nevada, Please contact:

Las Vegas Office
Phone: (702) 486-4009
Fax: (702) 486-4007
2501 East Sahara Ave., Suite 302
Las Vegas, NV 89104
Email: cnsmsvlv@doi.state.nv.us