Ohio- Advanced Thinking about Toxic Mold

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50
In addition: A State filing fee of $1.00 per credit hour will be added to the total

Pricing based on total number of
hours in order.

Approved For:

  • General

Credit Hours
3

Course Type
Online

DOI Number
44181

Publisher
FastrackCE, LLC

State
Ohio

State
State CE Requirements

CE Course Description

Mold is a subset of fungus (so, a sort of genetic “cousin” to mushrooms) that can grow on almost any substance, as long as water, oxygen and some form of organic nutrient are present. There are thousands of different types of mold and humans normally encounter them every day.

There are many different species of mold that grow in homes, office buildings, and other places where people live and work. Some are benign, but others are toxic. They can be difficult to detect or remove, and they can cause not only expensive structural damage to buildings, but also serious illness or even death to people exposed to them.

As an insurance agent, it’s important to understand the dangers and possible liability issues inherent in cases of toxic mold infestations. This course will give you a detailed understanding of how the law has been known to treat liability cases involving mold infestation—and how mold coverage is dealt with in various types of insurance contracts. Topics addressed include:

  • An overview of past cases and legal precedent involving toxic mold.
  • Policy form issues relevant to mold.
  • E&O liability risks for insurance professionals.
  • Risk management steps for dealing with mold.

Enhance your understanding of toxic mold coverage at your convenience with this easily downloadable online course. With online insurance CE, you can study on your own time, get your test results quickly, and fulfill your state’s insurance continuing education requirements while managing a busy professional and personal schedule. With online insurance continuing education classes, you’ll earn the continuing education credits you need—easily and conveniently.

Required CE Hours for Renewal in Ohio

  • All Licenses

    • Effective January 1, 2011, Ohio resident insurance agents will need to comply with Ohio’s new continuing education (CE) laws. The key changes scheduled to go into effect at that time are:

    • Each individual issued an Ohio resident insurance agent license will be required to complete a minimum of twenty-four (24) hours of CE, every two (2) years, before they renew their license.
    • During the CE compliance period, each agent will be required to take at least three (3) hours of ethics training. Credit hours associated with ethics courses taken will be applied toward an agent’s 24-hour CE requirement.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a one time only 8 hour Department of Insurance certified course
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • CE completions are submitted electronically the next business day after a passing completion is acquired.

License Term

  • Agents having a renewal date of 12/31/2010 will have until the last day of their birth month to renew their license. Those with birthdates in Jan, Feb, Mar, Apr, May and June 2011 will have a renewal date of 06/30/2011. After the 2011 renewal cycle agents will have until the last day of their birth month every two years to renew their license.
  • Agents having a renewal date of 12/31/2011 will need to renew their license by the last day of their birth month in 2012. Thereafter renewals will then be at the end of their birth month every two years.
  • Agents with licenses issured on or after 01/01/2010 will need to renew their license at the end of their birth month in the following year as long as the time frame does not excede 29 months from the date the license was issued.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams do not need to be monitored and are closed book.

Carryover CE Hours

  • CE credits may not be carried over from one term to another.

Repeating Courses

  • Courses may not be taken more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed and kept on file for 3 years.

Additional Information

Third Party Contact: Sircon
Phone: 877-876-4430
Fax: 404-656-0874

Web Site:Sircon

Ohio Department of Insurance

(614) 644-2658 or (800) 532-2170
(614) 644-3475

Email: licensing@insurance.ohio.gov

Mailing Address:
Ohio Department of Insurance
50 W. Town Street - Third Floor Suite 300
Columbus, OH 43215


Web site: Ohio Department of Insurance