Pennsylvania- Long Term Care Made Simple

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50
In addition: A State filing fee of $4.00 per course ordered will be added to the total

Pricing based on total number of
hours in order.

Approved For:

  • All Licenses

Credit Hours
4

Course Type
Online

DOI Number
114225

Publisher
FastrackCE, LLC

State
Pennsylvania

State
State CE Requirements

CE Course Description

The number of aging Americans is growing—and as the population grows, so will the need for long-term care. Finding coverage for long-term care in America is problematic, however—Medicare and private insurance companies all have significant gaps that Long-Term Care insurance policies are designed to cover.

As an agent or producer selling Long-Term Care insurance, the stakes are high. Sell the wrong policy, and your customers could fail to get the coverage they need. Seniors and their families in this position often must take drastic measures to fund their care options, such as selling a house or cashing in on a retirement account. An insurance agent can help protect seniors and their families with a thorough understanding of the laws, regulations, and market that affect their customers.

This course satisfies national requirements for four-hour LTC insurance continuing education. It’s designed for Life and Health agents seeking a refresher on the most recent changes in Long-Term Care insurance regulations and market factors. Topics covered include:

  • Long-Term Care insurance: what it is, and what it covers.
  • Ethical sales of LTC insurance.
  • Suitability of policies.
  • Government-sponsored and alternative funding options.
  • Partnership programs.

Increase your knowledge of LTC while satisfying continuing education requirements. This course is available in convenient online format, allowing you to study on your own time—and test when you’re ready. Test-takers will receive results immediately after completion. Download this course today—and fulfill your commitment to ethical and informed sales of Long-Term Care insurance to your customers.

Required CE Hours for Renewal

  • All licenses

    • Complete a minimum of 24 approved credit hours for that license type per each two-year license term.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • EFFECTIVE APRIL 1, 2011: All agents licensed before April 1, 2011 are required to take a one time only 8 hour Department on Long Term Care by April 1, 2012.
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • We will notify Sircon electronically of completed hours within one business day. The licensee is required to print and keep the certificate of completion for their files.

License Term

  • License term is every two years on the last day of the licensed agents birth month.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams are to be monitored by a disinterested third party.
  • Final exams are closed book.
  • Must answer at least 70% of the questions correct to pass.

Carryover CE Hours

  • Up to 24 CE credits can be carried over per license term.

Repeating Courses

  • Courses can not be repeated in a two year renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed and kept on file.

Non-residents (except for LTC)

  • Nonresident agents wanting to sell LTC products will have to complete the same course requirements as resident agents.

Additional Information

Third Party Contact: Sircon
Phone: 877-876-4430
Fax: 404-656-0874

Web Site:Sircon

Pennsylvania Insurance Department

Phone: 717-787-3840
Fax: 717-787-8553
Email: ra-in-producer@state.pa.us

Mailing Address:
Pennsylvania Insurance Department
Bureau of Producer Services
1209 Strawberry Square
Harrisburg, PA 17120 Web Site:Pennsylvania Insurance Department