Pennsylvania- Long Term Care Training

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50
In addition: A State filing fee of $4.00 per course ordered will be added to the total

Pricing based on total number of
hours in order.

Approved For:

  • All Licenses

Credit Hours
8

Course Type
Online

DOI Number
114226

Publisher
FastrackCE, LLC

State
Pennsylvania

State
State CE Requirements

CE Course Description

Senior citizen populations are growing throughout the country—and with them, the need for long-term care. Many types of long-term care are difficult to pay for—they’re often not covered by Medicare or traditional health insurance plans. Medicaid does cover long-term care, but only for seniors with incomes that qualify—leaving many middle-income seniors unable to afford the high cost of care on their own.

Long-term care insurance is designed to provide coverage for desperately-needed long-term care services that aren’t covered anywhere else. For insurance producers, LTC insurance can be highly profitable—with the need for it growing every day. This course provides the in-depth knowledge you need to help your clients choose the right plan—and get coverage that will be there for them when they need it.

Topics covered in this course include:

  • The Long-Term Care market today
  • Long-Term Care policies: how they work
  • LTC providers and services
  • Paying for Long-Term Care: private and government options
  • Legislation and Long-Term Care
  • Activities of Daily Living: federal and state definitions.
  • Insurance carrier ratings.
  • Consumer protections.
  • Long-Term Care Partnership programs.

This course is available in online format—making complying with state insurance continuing education requirements easy and convenient. Plan your study time around your professional and family schedule—and receive test results immediately after completion. Order this course today—and get started developing the expertise you need to offer expert Long-Term Care insurance consultation to your clients.

Required CE Hours for Renewal

  • All licenses

    • Complete a minimum of 24 approved credit hours for that license type per each two-year license term.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • EFFECTIVE APRIL 1, 2011: All agents licensed before April 1, 2011 are required to take a one time only 8 hour Department on Long Term Care by April 1, 2012.
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • We will notify Sircon electronically of completed hours within one business day. The licensee is required to print and keep the certificate of completion for their files.

License Term

  • License term is every two years on the last day of the licensed agents birth month.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams are to be monitored by a disinterested third party.
  • Final exams are closed book.
  • Must answer at least 70% of the questions correct to pass.

Carryover CE Hours

  • Up to 24 CE credits can be carried over per license term.

Repeating Courses

  • Courses can not be repeated in a two year renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed and kept on file.

Non-residents (except for LTC)

  • Nonresident agents wanting to sell LTC products will have to complete the same course requirements as resident agents.

Additional Information

Third Party Contact: Sircon
Phone: 877-876-4430
Fax: 404-656-0874

Web Site:Sircon

Pennsylvania Insurance Department

Phone: 717-787-3840
Fax: 717-787-8553
Email: ra-in-producer@state.pa.us

Mailing Address:
Pennsylvania Insurance Department
Bureau of Producer Services
1209 Strawberry Square
Harrisburg, PA 17120 Web Site:Pennsylvania Insurance Department