Pennsylvania- Umbrella, Watercraft, Automobile Ins.

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50
In addition: A State filing fee of $4.00 per course ordered will be added to the total

Pricing based on total number of
hours in order.

Approved For:

  • All Licenses

Credit Hours
5

Course Type
Online

DOI Number
104244

Publisher
ABC Self Study

State
Pennsylvania

State
State CE Requirements

CE Course Description

Standard personal lines insurance is supposed to protect owners of homes, automobiles, watercraft, and other assets in case of loss or costly damage. But the standard liability policy is sometimes not enough coverage—leaving insureds exposed to serious risk.

That’s where an umbrella policy comes in—it provides excess liability coverage to cover large losses and risks excluded by standard policies. As an agent, umbrella policies can be a highly profitable part of your business, presenting opportunities to up-sell as well as improve client coverage.

This course provides a thorough overview of umbrella watercraft and automobile insurance. Learn how the policies work, when they’re most needed—and laws and regulations affecting their sale and use. Topics covered include:

  • Umbrella insurance: their needs, purpose, and basic policy components.
  • Risk management.
  • Common umbrella conditions.
  • Restrictions and exclusions.
  • The underwriting process.
  • Insurance on watercraft.
  • Automobile insurance.

This course is available in an easily-downloadable online format. Study on your own time, in the comfort of your home or office—without following a set class schedule. Receive the same relevant, rigorous education you’d find in a traditional classroom. And receive your test results immediately after taking the test—no waiting. Order this course today and see how convenient meeting your state’s continuing education requirements can be.

Required CE Hours for Renewal

  • All licenses

    • Complete a minimum of 24 approved credit hours for that license type per each two-year license term.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • EFFECTIVE APRIL 1, 2011: All agents licensed before April 1, 2011 are required to take a one time only 8 hour Department on Long Term Care by April 1, 2012.
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • We will notify Sircon electronically of completed hours within one business day. The licensee is required to print and keep the certificate of completion for their files.

License Term

  • License term is every two years on the last day of the licensed agents birth month.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams are to be monitored by a disinterested third party.
  • Final exams are closed book.
  • Must answer at least 70% of the questions correct to pass.

Carryover CE Hours

  • Up to 24 CE credits can be carried over per license term.

Repeating Courses

  • Courses can not be repeated in a two year renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed and kept on file.

Non-residents (except for LTC)

  • Nonresident agents wanting to sell LTC products will have to complete the same course requirements as resident agents.

Additional Information

Third Party Contact: Sircon
Phone: 877-876-4430
Fax: 404-656-0874

Web Site:Sircon

Pennsylvania Insurance Department

Phone: 717-787-3840
Fax: 717-787-8553
Email: ra-in-producer@state.pa.us

Mailing Address:
Pennsylvania Insurance Department
Bureau of Producer Services
1209 Strawberry Square
Harrisburg, PA 17120 Web Site:Pennsylvania Insurance Department