Texas- Duties after Loss

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50
In addition: A State filing fee of $0.78 per credit hour will be added to the total

Pricing based on total number of
hours in order.

Approved For:

  • General

Credit Hours
10

Course Type
Online

DOI Number
105161

Publisher
FastrackCE, LLC

State
Texas

State
State CE Requirements

CE Course Description

No matter what type of insurance you sell, understanding the policy’s terms, conditions, and exclusions allows you to give more insightful advice to your clients—and become a valuable resource to both business and individual customers. You are not required to discuss every possible situation which might arise and whether that situation would be covered under the policy, but you must inform clients when the policy does not cover a particular risk about which they asked.

In this course, you’ll review some of the basic components of four common insurance policies: auto insurance, homeowners insurance, personal umbrella insurance, and workers’ compensation insurance. As an insurance professional, you should always point out the policy’s “Conditions” and “Duties After Loss” sections to your clients. Your insureds should read and understand their insurance policies so that they know what to do when a loss occurs. If insureds do not comply with the policy conditions, the insurance company could be relieved of its obligation to pay for the loss. Topics covered in this course include:

This course is approved for continuing education in the subject of workers’ compensation insurance in your state. Topics covered include:

  • Legal liability for accidents
  • Auto insurance coverages and insureds duty after loss
  • Homeowner insurance forms and insureds duty after loss
  • Personal umbrella policy and insureds duty after loss
  • Workers’ compensation and insureds duty after loss
  • Types of damages awarded after a loss

This course is offered in convenient online format, allowing you to build your expertise while satisfying your continuing education requirements—quickly and easily. Receive class materials immediately, study when and where it’s convenient for you, and see your exam results instantly after testing. Online education is ideal for busy professionals who need to fit their studies around a full-time job.

Required CE Hours for Renewal in Texas

50% of the CE renewal hours must be completed with a classroom equivalent course or in a classroom setting.

  • 24 hours including 2 hours of ethics and/or consumer protection every 2 year renewal term.

    • Life, Accident & Health
    • Property and Casualty
    • Adjusters
  • 10 hours including 2 hours of ethics and/or consumer protection every 2 year renewal term.

    • Limited Lines
    • County Mutual
    • Life under $15,000

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a one time only 8 hour Department of Insurance certified course.
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • CE completions are submitted electronically the next business day after a passing completion is acquired.

License Term

  • License renewal is every 2 years from the date that the license was originally issued.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams do not need to be monitored and are open book.
  • Must score at least a 70% for a passing grade.

Carryover CE Hours

  • Carry over hours are not allowed in a license term.

Repeating Courses

  • Courses may not be taken more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed and kept on file for future reference.

Additional Information

Third Party Contact: Sircon
Phone: 877-876-4430
Fax: 404-656-0874

Web Site:Sircon

Texas Department of Insurance

Toll Free Phone: (800) 578-4677
Phone: (512) 322-3503
Email: CE@tdi.state.tx.us

Mailing Address:
Texas Department of Insurance
Agents Licensing Unit, 107-1A
P O Box 149104
Austin, TX 78714

Web site: Texas Department of Insurance