Texas- Life Insurance Underwriting

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50
In addition: A State filing fee of $0.78 per credit hour will be added to the total

Pricing based on total number of
hours in order.

Approved For:

  • General

Credit Hours
2

Course Type
Class Equiv.

DOI Number
104663

Publisher
FastrackCE, LLC

Final Exam
No Final Exam Required

State
Texas

State
State CE Requirements

CE Course Description

Welcome to a Continuing Education Course about life insurance underwriting. This course is designed to provide learners with comprehensive information about individual life insurance policy provisions and the life insurance underwriting process.

Because the life insurance policy, once issued, represents a major commitment on the part of the life insurance company, a very careful process must be followed before that contract is issued. This process is known as underwriting and it involves selection, classification, and rating of risks for approval.

This course covers the generic features of the individual life insurance policy. Those features are found in virtually every policy. This course is intended to give the learner some in-depth information about underwriting and policy options for individual life insurance policies.

In addition to the policy itself, this course covers related individual life insurance information. These topics include basic the rights and obligations of life insurance ownership, settlement options, insurance riders, sources of underwriting information, and delivery of the policy and receipts.

Important terms appear in bold italics throughout the course.

HOW THE COURSE IS ORGANIZED: The course material is divided into 9 intervals of approximately equal length. It is estimated that the average student will complete each interval in about 15 minutes. At the end of each interval, there are questions to help you recall and apply the information covered in that interval.

Required CE Hours for Renewal in Texas

50% of the CE renewal hours must be completed with a classroom equivalent course or in a classroom setting.

  • 24 hours including 2 hours of ethics and/or consumer protection every 2 year renewal term.

    • Life, Accident & Health
    • Property and Casualty
    • Adjusters
  • 10 hours including 2 hours of ethics and/or consumer protection every 2 year renewal term.

    • Limited Lines
    • County Mutual
    • Life under $15,000

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a one time only 8 hour Department of Insurance certified course.
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • CE completions are submitted electronically the next business day after a passing completion is acquired.

License Term

  • License renewal is every 2 years from the date that the license was originally issued.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams do not need to be monitored and are open book.
  • Must score at least a 70% for a passing grade.

Carryover CE Hours

  • Carry over hours are not allowed in a license term.

Repeating Courses

  • Courses may not be taken more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed and kept on file for future reference.

Additional Information

Third Party Contact: Sircon
Phone: 877-876-4430
Fax: 404-656-0874

Web Site:Sircon

Texas Department of Insurance

Toll Free Phone: (800) 578-4677
Phone: (512) 322-3503
Email: CE@tdi.state.tx.us

Mailing Address:
Texas Department of Insurance
Agents Licensing Unit, 107-1A
P O Box 149104
Austin, TX 78714

Web site: Texas Department of Insurance